# Overview

- Scores range from 300-850

# FICO

- Developed and owned by FICO  
- Custom built for each bureau  
- Requires at least 1 account older than 6 months, that has been reported within the prior 6 months  
- Multiple inquiries in 45 day window treated as single inquiry if for the same type of credit product

# Vantage

- Joint-venture owned by “Big 3” credit bureaus  
- Same model used by all 3 bureaus  
- Requires at least 1 account older than 1 month, that has been reported within the prior 24 months  
- Multiple inquiries within 14 day window treated as single inquiry regardless of type of credit product

# Fields

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`scoreModel.source` \- [`DataSource!`](https://developers.bloomcredit.io/docs/datasource)`non-null`

The Data Source that this model originated from, not always the same as where the Score value data itself originated from.

* * *

`scoreModel.name` \- [`ModelName!`](https://developers.bloomcredit.io/docs/modelname)`non-null`

The model used for scoring.

* * *

`scoreModel.identifier` \- `String`

The identifier of the model used at the Data Source.

* * *

`scoreModel.description` \- `String`

The human readable description used at the Data Source for the specific model.

* * *

`scoreModel.indicator` \- `String`

The indicator code specific to the data origin (i.e., Equifax's type code for the Score model).

Updated 10 months ago