Possible Score Reject Reasons Returned from Equifax

• File Under Review
• Insufficient Information to Score
• Bankruptcy On File
• Subject Deceased
• File Cannot Be Scored/File cannot be scored
• Inquiry Only File
• No Qualifying Accounts Present
• Bankruptcy Occurrence Present
• Consumer Deceased
• Model Delivery Temporarily Unavailable
• Too Many Inquiries on File
• Model Delivery Temporarily Unavailable, File Cannot Be Scored
• No Input Fields Provided
• No trade or inquiry reported within the last 24 months
• Model Delivery is Not Available
• Model Delivery is Not Available: Insufficient Information to Score
• Model Delivery is Not Available: Subject Deceased
• Model Delivery is Temporarily Unavailable
• Model Delivery is Not Available: File Under Review
• Model Delivery is Not Available: No Qualifying Accounts Present
• No qualifying information present
• No qualifying trades
• Insufficient or unknown tradeline history
• No recently reported tradelines
• No recent trades w/o data suppression or disputed info
• Unable to score
• No recently reported account information
• Not available, file cannot be scored
• Deceased
• Lack of Trades
• Lack of Activity
• No trades on file
• No trades on file with date open older than 5 months
• No trades on files with date reported in last 6 months
• No trades on file with a valid current status and without data suppression or disputed info
• Invalid source data input (request missing a 1, 2, 3, 4 or 5 for the score desired)
• No Trade/Inq
• DECEASED ON CREDIT, NCTUE AND LEXISNEXIS
• DECEASED ON CREDIT AND NCTUE
• DECEASED ON CREDIT AND LEXISNEXIS
• DECEASED ON NCTUE AND LEXISNEXIS
• DECEASED ON CREDIT
• DECEASED ON NCTUE
• DECEASED ON LEXISNEXIS
• FILE IN REVIEW-CREDIT,FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS
• FILE IN REVIEW-CREDIT,FRAUD-NCTUE
• FILE IN REVIEW-CREDIT,IDENTITY THEFT -LEXISNEXIS
• FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS
• FILE IN REVIEW-CREDIT
• FRAUD-NCTUE
• IDENTITY THEFT -LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS
• NO HIT-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS
• NO HIT-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• NO HIT-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• NO HIT-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS
• NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS
• NO HIT-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS
• NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS
• NO HIT-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• NO HIT-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• NO HIT-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS
• NO HIT-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS
• INADEQUATE INFO-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS
• NO HIT-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS
• INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS
• NO HIT-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS
• INADEQUATE INFO-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS

NOT AVAILABLE, FILE UNDER REVIEW

• INSUFFICIENT INFORMATION TO SCORE
• MODEL DELIVERY IS NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT
• MODEL DELIVERY UNAVAILABLE: FILE CONDITION NOT MET
• ADDRESS FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE
• NAME FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE
• BUSINESS NAME INVALID
• XML FORMAT ERROR BETWEEN INTERNAL DATABASES
• INVALID ALTERNATE DATA SOURCE MBR NBR ON DATABASE SERVER
• ALTERNATE DATA SOURCE MBR NBR NOT AUTHORIZED ON DATABASE
• INVALID SECURITY CODE FOR ALTERNATE DATA SRCE ON DATABASE
• NOT AUTHORIZED TO RECEIVE INSIGHT SCORES
• INVALID PRODUCT CONFIGURATION FOR INSIGHT SCORES
• ALTERNATE DATA SOURCE ERROR - MAX OF 4 ADDRESSES ALLOWED
• INVALID ONLINE MATCH CONFIGURATION FOR INSIGHT SCORE
• ALTERNATE DATA SRC ERROR - NO CONSUMER SRCH FIELDS PROVIDED
• MISSING REQUIRED FIELDS FOR INTERNAL DATABASE SEARCH
• INTERNAL DATABASE ERROR - PLEASE TRY LATER OR CONTACT EFX
• INTERNAL MDB LAYOUT ERROR
• RETRY TRANSACTION TRANSIENT ERROR
• INTERNAL PROCESSING ERROR PLEASE TRY LATER OR CONTACT EFX
• MODEL SERVER ERROR PLEASE TRY AGAIN LATER OR CONTACT EFX
• INTERNAL CUSTOMER ID ERROR
• HTTP ERROR RETURNED TO OMS FROM NC+/CONNEXUS
• RETRY TRANSACTION - IF ERROR CONTINUES, CONTACT EQUIFAX
• MODEL DELIVERY IS NOT AVAILABLE: SUBJECT DECEASED
• INQUIRY ONLY FILE
• MODEL DELIVERY IS NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE
• MODEL DELIVERY IS TEMPORARILY UNAVAILABLE
• RISKWISE AUTHORIZATION REQUIRED - CONTACT YOUR SALES REP
• DATA SOURCE CURRENTLY UNAVAILABLE
• REQUESTED PRODUCT UNAVAILABLE, CONTACT SALES REP
• UNABLE TO ACCESS DATA SOURCE
• DATA SOURCE IS TEMPORARILY OUT OF SERVICE
• REQUIRED DATA NOT PRESENT
• MODEL DELIVERY NOT AVAILABLE: FILE UNDER REVIEW
• MODEL DELIVERY NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT
• MODEL DELIVERY NOT AVAILABLE: SUBJECT DECEASED
• MODEL DELIVERY NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE
• MODEL DELIVERY UNAVAILABLE, FILE CONDITION NOT MET
• SUBJECT DECEASED INDICATED
• MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: PROGRAM NOT DEFINED OR IN THE SYSTEM
• MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: TOO MANY INQUIRIES ON FILE
• MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: MODEL NEEDS INPUT FIELDS AND NONE WERE PROVIDED
• MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: FILE CANNOT BE SCORED
• MODEL DELIVERY UNAVAILABLE, SCORE RANGE NOT MET
• ALTERNATE DATA SRC ERROR-NO CONSUMER SRCH FIELDS PROVIDED