Trust Center - Bloom Credit
Bloom Credit
Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API.
Resources
- Bloom Credit - SOC 2 Type II - 2026.pdf
- Business Continuity and Disaster Recovery Plan
- Compliance and Risk Management Policy
- Consumer Disputes and Complaints Policy
- FCRA Policy
- Information Technology and Security Policy
- Incident Response Policy
- Privacy Program
- Business Continuity Test Report
- Disaster Recovery Test Report
Controls
Infrastructure security
- Unique production database authentication enforced
- Encryption key access restricted
- Unique account authentication enforced
Organizational security
- Asset disposal procedures utilized
- Production inventory maintained
- Portable media encrypted
Product security
- Data encryption utilized
- Control self-assessments conducted
- Penetration testing performed
Internal security procedures
- Continuity and Disaster Recovery plans established
- Continuity and Disaster Recovery plans tested
- Cybersecurity insurance maintained
Data and privacy
- Data retention procedures established
- Customer data deleted upon leaving
- Data classification policy established
Vanta connects to a company's core systems to continuously monitor these controls.