# bloomcred.it

> AI-optimized mirror of bloomcred.it containing 299 pages totalling 124,743 words of clean markdown content, structured data, and semantic HTML. Original source: https://bloomcred.it. Last updated: 2026-07-18T09:04:27.446Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [authn-bloomcredit-io/index.html](/content/authn-bloomcredit-io/index.html) (8 words)
- [Trust Center - Bloom Credit](/content/trust-bloomcredit-io/index.html): Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API. (189 words)
- [System status — Bloom Credit](/content/status-bloomcredit-io/index.html) (40 words)
- [Power Smarter, Real-Time Credit Experiences | Bloom Credit](/content/site-root.html): Transforming the financial ecosystem with fairer, faster, smarter credit through trusted data and modern infrastructure. (705 words)

## Articles & Blog Posts

- [Transaction](/content/developers-bloomcredit-io/docs/transaction/index.html): 'object' (13 words)
- [TransactionsEdge](/content/developers-bloomcredit-io/docs/transactionsedge/index.html): 'object' (12 words)
- [TradelineCategory](/content/developers-bloomcredit-io/docs/tradelinecategory/index.html): enum (11 words)
- [Attestation](/content/developers-bloomcredit-io/docs/attestation/index.html): 'object' (11 words)
- [PaymentFrequency](/content/developers-bloomcredit-io/docs/paymentfrequency/index.html): enum (5 words)
- [Institution](/content/developers-bloomcredit-io/docs/institution/index.html): The institution object.
Fields
id : ID! Unique global identifier

name : String! The name of this institution.

logoUrl : String! The URL where the institution logo is stored. (32 words)
- [TransactionsConnection](/content/developers-bloomcredit-io/docs/transactionsconnection/index.html): 'object' (23 words)
- [Utility Type](/content/developers-bloomcredit-io/docs/utilitytype/index.html): enum (13 words)
- [TransactionsInput](/content/developers-bloomcredit-io/docs/transactionsinput/index.html): 'object' (38 words)
- [Tradeline](/content/developers-bloomcredit-io/docs/tradeline-1/index.html): 'object' (123 words)
- [Connection](/content/developers-bloomcredit-io/docs/connection/index.html): 'object' (22 words)
- [Trust Center | Bloom Credit](/content/bloomcredit-io/resource/trust-center/index.html): A transparent look at how Bloom Credit protects your data. Review our security practices, compliance standards, and policies designed to keep customer information safe. (273 words)
- [PageInfo](/content/developers-bloomcredit-io/docs/pageinfo/index.html): 'object' (21 words)
- [ConnectionsEdge](/content/developers-bloomcredit-io/docs/connectionsedge/index.html): 'object' (20 words)
- [TradelinesEdge](/content/developers-bloomcredit-io/docs/tradelinesedge/index.html): 'object' (20 words)
- [API Status | Bloom Credit](/content/bloomcredit-io/resource/api-status/index.html): Real-time visibility into platform performance and uptime. Check current system status, past incidents, and maintenance updates at a glance. (425 words)
- [TradelinesConnection](/content/developers-bloomcredit-io/docs/tradelinesconnection/index.html): 'object' (23 words)
- [ConnectionsConnection](/content/developers-bloomcredit-io/docs/connectionsconnection/index.html): 'object' (33 words)
- [Address Type](/content/developers-bloomcredit-io/docs/addresstype/index.html): 'enum' (63 words)
- [UserStatus](/content/developers-bloomcredit-io/docs/userstatus/index.html): enum (53 words)
- [User](/content/developers-bloomcredit-io/docs/user/index.html): Users are objects that contain an ID and information specific account from financial institution that have been connected and available tradelines for those accounts.
Fields
id : UUID! A globally-unique identifier.

email : String! The user's primary email address.

phoneNumber : String! The user's … (172 words)
- [Address](/content/developers-bloomcredit-io/docs/address/index.html): Addresses are objects detailing the user's address.
Fields
line1 : String! The first line of a user's address.

line2 : String The second line of a user's address. (optional)

city : String! The city where the address is located.

state : String! The state where the address is located.

country : St… (61 words)
- [ConnectionsInput](/content/developers-bloomcredit-io/docs/connectionsinput/index.html): 'object' (32 words)
- [Name](/content/developers-bloomcredit-io/docs/name/index.html): 'object' (54 words)
- [LegalAgreementVersions](/content/developers-bloomcredit-io/docs/legalagreementversions/index.html): The legal agreement name and version the user has agreed to.
Fields
name : String!
version : Int! (10 words)
- [Updates Consumer by ConsumerID](/content/developers-bloomcredit-io/reference/updateconsumerv2-1/index.html): Changes the Consumer information already stored (91 words)
- [Find and return order metadata](/content/developers-bloomcredit-io/reference/data-accessget-order-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (67 words)
- [Build a new order for ingestion](/content/developers-bloomcredit-io/reference/data-accessnew-order-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (84 words)
- [Create Account](/content/developers-bloomcredit-io/reference/create_account_api_v1_accounts__post-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (94 words)
- [Deletes Consumer by ConsumerID](/content/developers-bloomcredit-io/reference/deleteconsumerv2-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (132 words)
- [Update Statement](/content/developers-bloomcredit-io/reference/update_statement_api_v1_statements__statement_id__patch-1.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (109 words)
- [Get Statements By Credit Product](/content/developers-bloomcredit-io/reference/get_statements_by_credit_product_api_v1_statements_credit_product__credit_product_id__get-1.html): Retrieve a collection of statements by organization and credit product. (90 words)
- [Get Account](/content/developers-bloomcredit-io/reference/get_account_api_v1_accounts__account_id__get-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (74 words)
- [Retrieve an existing consumer using the generated identifier](/content/developers-bloomcredit-io/reference/getconsumerv2-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (92 words)
- [Get Statement](/content/developers-bloomcredit-io/reference/get_statement_api_v1_statements__statement_id__get-1.html): Retrieve a statement by ID. (74 words)
- [Get Consumers](/content/developers-bloomcredit-io/reference/r0vul3yyl2nvcmuvy29uc3vtzxjz/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (172 words)
- [Returns the orders created](/content/developers-bloomcredit-io/reference/data-accessget-orders-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (99 words)
- [Get raw credit report](/content/developers-bloomcredit-io/reference/data-accessget-order-raw-report/index.html): Retrieves the raw (original bureau format) credit report for a specific order (71 words)
- [Developer Portal | Bloom Credit](/content/bloomcredit-io/resource/developer-portal/index.html): Everything your engineering team needs to integrate with Bloom Credit, all in one place. Explore API documentation, authentication details, endpoints, and examples to get up and running quickly. (374 words)
- [Create Account Event](/content/developers-bloomcredit-io/reference/create_account_event_api_v1_accounts__account_id__events__post-1.html): This is the single endpoint that will capture various account events. All events are optional, but at least one event must be provided. Within each event there are required attributes.
Supported events:
add_secondary_consumer : Add a secondary consumer to an account. remove_secondary_consumer : Remo… (126 words)
- [Create Statement](/content/developers-bloomcredit-io/reference/create_statement_api_v1_statements__post-1/index.html): Create a new statement. (97 words)
- [Get Statements](/content/developers-bloomcredit-io/reference/get_statements_api_v1_statements__get-1/index.html): Retrieve a collection of statements by organization. (81 words)
- [Update Account](/content/developers-bloomcredit-io/reference/update_account_api_v1_accounts__account_id__patch-1.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (107 words)
- [Get Accounts Paginated](/content/developers-bloomcredit-io/reference/get_accounts_paginated_api_v1_accounts__get-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (60 words)
- [Creates a consumer](/content/developers-bloomcredit-io/reference/createconsumerv2-1/index.html): Create a Consumer record to be used in either Data Access of Furnishment APIs. Consumer will be stored for further uses. (93 words)
- [Returns an organization](/content/developers-bloomcredit-io/reference/coreget-organization-1/index.html): Fetch an organization and its portfolios by organization ID (50 words)
- [developers-bloomcredit-io/docs/datasource/index.html](/content/developers-bloomcredit-io/docs/datasource/index.html) (24 words)
- [Appending Processor Tokens](/content/developers-bloomcredit-io/docs/appending-processor-tokens/index.html): How to use PATCH /v2/invite-tokens/processor-tokens (1,102 words)
- [Build a new order for ingestion](/content/developers-bloomcredit-io/reference/data-accessnew-order/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (87 words)
- [Create Statement](/content/developers-bloomcredit-io/reference/create_statement_api_v1_statements__post/index.html): Create a new statement. (96 words)
- [GenZ and Millennials Want Credit for Bills They’re Already Paying](/content/bloomcredit-io/lp-cornerstone-credit-score-management-report/index.html): Download this report from Bloom Credit to unlock the $110 Billion credit building opportunity with GenZ and Millennials. (252 words)
- [Create Account](/content/developers-bloomcredit-io/reference/create_account_api_v1_accounts__post/index.html): Create a new account. (95 words)
- [TradelinesInput](/content/developers-bloomcredit-io/docs/tradelinesinput/index.html): 'object' (64 words)
- [RegisterOrganizationUser](/content/developers-bloomcredit-io/reference/registerorganizationusermutation/index.html): Authorization Requires Organization scoped authorization. See the Enablement Services Authorization guide.
The registerOrganizationUser mutation is used to create a new user in the database. Upon successful creation, the mutation will return the user's unique ID. You should store this ID in your dat… (294 words)
- [Credit Attributes](/content/developers-bloomcredit-io/reference/attributes-1/index.html): credit_attributes - queries (1,062 words)
- [Narrative Descriptions (Reject)](/content/developers-bloomcredit-io/reference/narrative-descriptions-reject/index.html): Below are possible score reject reasons returned from Equifax
File Under Review Insufficient Information to Score Bankruptcy On File Subject Deceased File Cannot Be Scored/File cannot be scored Inquiry Only File No Qualifying Accounts Present Bankruptcy Occurrence Present Consumer Deceased Model Del… (753 words)
- [Bankruptcies: Disposition](/content/developers-bloomcredit-io/reference/disposition-1/index.html): disposition - enum (449 words)
- [Append processor tokens to an existing invite](/content/developers-bloomcredit-io/reference/appendprocessortokens/index.html): Adds processor tokens to an existing unused invite token for the given email. The invite token must exist and not be used or expired. Maximum 25 tokens per email. (113 words)
- [Create invite tokens in batch for BYOT flow](/content/developers-bloomcredit-io/reference/createinvitetokensbatch/index.html): Creates multiple invite tokens for the Bring Your Own Token (BYOT) flow. Each token associates an email with a processor token. Maximum 100 tokens per request. (122 words)
- [Consume embed session and establish browser session](/content/developers-bloomcredit-io/reference/consumepartnerembedsession/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (61 words)
- [Create a one-time embed session for an external user](/content/developers-bloomcredit-io/reference/createpartnerembedsession/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (62 words)
- [Tradelines](/content/developers-bloomcredit-io/reference/tradelines/index.html): tradelines - object (228 words)
- [/v2/furnishment/accounts/{account_id}/gov-claim-filed](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9nb3yty2xhaw0tzmlszwq.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [Authenticate a user for enablement services](/content/developers-bloomcredit-io/reference/authenticateuser/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (64 words)
- [Submit user data for onboarding](/content/developers-bloomcredit-io/reference/submituseronboarding/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (56 words)
- [/v2/furnishment/accounts/{account_id}/delete](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9kzwxldgu.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (75 words)
- [Submit for consumer prefill data](/content/developers-bloomcredit-io/reference/getconsumerprefill/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [Send an OTP to a user](/content/developers-bloomcredit-io/reference/sendotp/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [Get profile data for the authenticated user](/content/developers-bloomcredit-io/reference/getme/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (59 words)
- [Verify an OTP and login the user](/content/developers-bloomcredit-io/reference/verifyotp/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [Submit an OTP for consumer prefill](/content/developers-bloomcredit-io/reference/verifyconsumerprefillotp/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [/v2/furnishment/accounts/{account_id}/voluntary-surrender](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc92b2x1bnrhcnktc3vycmvuzgvy.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (51 words)
- [/v2/furnishment/accounts/{account_id}/repossession](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9yzxbvc3nlc3npb24.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (57 words)
- [/v2/furnishment/accounts/{account_id}/first-payment-default](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9maxjzdc1wyxltzw50lwrlzmf1bhq.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [/v2/furnishment/accounts/{account_id}/collateral-depreciation](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9jb2xsyxrlcmfslwrlchjly2lhdglvbg.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [/v2/furnishment/accounts/{account_id}/deed-received-mortgage](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9kzwvklxjly2vpdmvklw1vcnrnywdl.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (56 words)
- [/v2/furnishment/accounts/{account_id}/forbearance](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9mb3jizwfyyw5jzq.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (51 words)
- [Create Statements Batch](/content/developers-bloomcredit-io/reference/create_statements_batch_api_v1_statements_batch_post.html): Create statements in a batch. (87 words)
- [/v1/cpds/graphql/enroll](/content/developers-bloomcredit-io/reference/ue9tvc92ms9jcgrzl2dyyxbocwwvzw5yb2xs/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (45 words)
- [/v2/furnishment/accounts/{account_id}/charge-off](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9jagfyz2utb2zm.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (43 words)
- [/v2/furnishment/accounts/{account_id}/close](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9jbg9zzq.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [Get Statements By Portfolio](/content/developers-bloomcredit-io/reference/get_statements_by_portfolio_api_v1_statements_credit_product__portfolio_id__get.html): Retrieve a collection of statements by organization and portfolio. (91 words)
- [/v2/furnishment/accounts/{account_id}/collections](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9jb2xszwn0aw9ucw.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (51 words)
- [/v2/furnishment/accounts/{account_id}/collateral-released](/content/developers-bloomcredit-io/reference/ue9tvc92mi9mdxjuaxnobwvudc9hy2nvdw50cy86ywnjb3vudf9pzc9jb2xsyxrlcmfslxjlbgvhc2vk.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (51 words)
- [Create Account Batch](/content/developers-bloomcredit-io/reference/create_account_batch_api_v1_accounts_batch_post/index.html): Create accounts in a batch. Only supports consumer v2. (88 words)
- [Get organization configuration by slug](/content/developers-bloomcredit-io/reference/getorganizationbyslug/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (61 words)
- [Accounts: AccountTypeDescription](/content/developers-bloomcredit-io/reference/accounts-accounttype-desc/index.html): type_description - enum (281 words)
- [/v1/cpds/graphql/relay](/content/developers-bloomcredit-io/reference/ue9tvc92ms9jcgrzl2dyyxbocwwvcmvsyxk/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (69 words)
- [/v1/cpds/graphql](/content/developers-bloomcredit-io/reference/ue9tvc92ms9jcgrzl2dyyxbocww/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (43 words)
- [Models: Scores](/content/developers-bloomcredit-io/reference/score/index.html): scores - object (85 words)
- [Industry: IndustryCategory](/content/developers-bloomcredit-io/reference/industrycategory/index.html): industry_category - enum (33 words)
- [Alerts](/content/developers-bloomcredit-io/reference/alerts/index.html): We receive a field from Equifax/Experian that indicates whether a consumer fraud alert or active duty status has been placed on the credit report.
These get translated into our Bloom bureau friendly fields as such:
Bloom Alert Equifax Code Experian Code Extended Alert X: Fraud Victim “Extended Alert… (210 words)
- [Models](/content/developers-bloomcredit-io/reference/model-scores-1/index.html): score_models - object (81 words)
- [Models: ModelName](/content/developers-bloomcredit-io/reference/modelname/index.html): name - enum (26 words)
- [Payment Snapshot](/content/developers-bloomcredit-io/reference/payment-snapshot-1/index.html): payment_snapshots - object (43 words)
- [Subscriptions](/content/developers-bloomcredit-io/reference/subscriptions/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (39 words)
- [Models: Reasons](/content/developers-bloomcredit-io/reference/reasons/index.html): score_reasons - object (47 words)
- [Collections](/content/developers-bloomcredit-io/reference/collections/index.html): collections - object (94 words)
- [Creditor](/content/developers-bloomcredit-io/reference/creditor-1/index.html): creditors - object (81 words)
- [Orders](/content/developers-bloomcredit-io/reference/orders/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (39 words)
- [Indicators: OFAC Statuses](/content/developers-bloomcredit-io/reference/ofac-status/index.html): ofac_statuses - object (85 words)
- [Indicators: MLA Status](/content/developers-bloomcredit-io/reference/mla-status/index.html): object (59 words)
- [Industry](/content/developers-bloomcredit-io/reference/industry/index.html): industries - object (27 words)
- [Accounts](/content/developers-bloomcredit-io/reference/account/index.html): accounts - object (76 words)
- [Models: DataSource](/content/developers-bloomcredit-io/reference/datasource/index.html): enum (24 words)
- [Accounts: AccountType](/content/developers-bloomcredit-io/reference/accounttype/index.html): type - enum (12 words)
- [Chapter Codes](/content/developers-bloomcredit-io/reference/chapter-code-1/index.html): chapter_codes - object (37 words)
- [GraphQL](/content/developers-bloomcredit-io/reference/graphql/index.html): View an order's credit data using GraphQL. (147 words)
- [Patch Subscription Consumers](/content/developers-bloomcredit-io/reference/data-accesspatch-subscription-consumers-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (92 words)
- [Get Subscription Consumers](/content/developers-bloomcredit-io/reference/data-accessget-subscription-consumers-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (86 words)
- [Create Consumer Event](/content/developers-bloomcredit-io/reference/create_consumer_event_api_v1_consumers__consumer_id__events__post-1.html): This endpoint is used to create various consumer events. All events are optional, but one, and only one, event must be provided. Within each event there are required attributes.
Supported events:
bankruptcy_filed : Create a bankruptcy filed event. Starts the bankruptcy process. bankruptcy_reaffirmed… (106 words)
- [Schema](/content/developers-bloomcredit-io/reference/schema/index.html): Bloom GraphQL schema. (18 words)
- [Find and return subscriptions](/content/developers-bloomcredit-io/reference/data-accessget-subscriptions/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (81 words)
- [Find and return subscription metadata](/content/developers-bloomcredit-io/reference/data-accessget-subscription-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (68 words)
- [Build a new subscription](/content/developers-bloomcredit-io/reference/data-accessnew-subscription-1/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (73 words)
- [Credit Data Orders](/content/developers-bloomcredit-io/reference/credit-data-order-1/index.html): credit_data_orders - object (151 words)
- [‎ ‎ ‎ Enablement Services GraphQL API Reference](/content/developers-bloomcredit-io/page/enablement_gql_ref/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (6,708 words)
- [Release Notes | Oct 29, 2025](/content/developers-bloomcredit-io/changelog/release-notes-oct-29-2025/index.html): New releases, features, improvements, fixes, and more!
🐛 Improvements and Fixes
Bloom+ Enhancements: Improved Consumer Self-Service: Updates to Bloom+ to enhance consumers' ability to independently modify their personal information. Enhanced Platform Clarity: Bloom+ documentation was updated to pro… (66 words)
- [Release Notes | Sept 16, 2025](/content/developers-bloomcredit-io/changelog/release-notes-sept-16-2025/index.html): New releases, features, improvements, fixes, and more!
🐛 Improvements and Fixes
Improved security headers Addition of Alert fields to the GraphQL GET full report endpoint Updated details Enablement Services GraphQL API reference
 (25 words)
- [Release Notes | April 1st, 2025](/content/developers-bloomcredit-io/changelog/release-notes-april-1st-2025/index.html): New releases, features, improvements, fixes, and more!
🚀 New Releases/Features
Enablement services enhancements and complete user documentation Enabled users to reactivate Bloom+ accounts
🐛 Improvements and Fixes
Enhancements to Bloom+ closed due to inactivity user flows UI/UX improvements Stateme… (51 words)
- [Release Notes | Oct 8, 2025](/content/developers-bloomcredit-io/changelog/release-notes-oct-8-2025/index.html): New releases, features, improvements, fixes, and more!
🚀 New Releases/Features
Addition of alias organization IDs
🐛 Improvements and Fixes
Charge-off changes that allow statements to be posted with 0 days delinquent but >0 amount past due Bankruptcy removal fixes to support correct Consumer Inform… (98 words)
- [Release Notes | February 4, 2025](/content/developers-bloomcredit-io/changelog/release-notes-february-4-2025/index.html): New releases, features, improvements, fixes, and more!
🐛 Improvements and Fixes
Optimizations and stability improvements for account creation Improved auditing around consumer consent Improved validation around account deletion Improved onboarding process for data access operations Improved tokeniz… (96 words)
- [Release Notes | Mar 4, 2026](/content/developers-bloomcredit-io/changelog/release-notes-mar-4-2026/index.html): New features, improvements, fixes, and more!
🔧 Improvements and Fixes
Data Access Updates Foreclosure Insights: We’ve added a new is_foreclosure boolean field (true/false) to the report. This allows for instant identification of foreclosure status on tradelines. Furnishing Improvements Bankruptcy C… (94 words)
- [Release Notes | May 27, 2025](/content/developers-bloomcredit-io/changelog/release-notes-may-27-2025/index.html): New releases, features, improvements, fixes, and more!
🚀 New Releases/Features
GraphQL playground Account Review w/ MLA
🐛 Improvements and Fixes
GraphQL documentation updates (16 words)
- [Release Notes | April 1, 2026](/content/developers-bloomcredit-io/changelog/release-notes-april-1-2026/index.html): New features, improvements, fixes, and more!
🚀 New Features
Expanded Reporting Capabilities for Furnishing New Account Support (8B): We’ve added support for Deposit Accounts w/ Overdraft Protection (Account Type 8B).
🔧 Improvements and Fixes
Furnishing Compliance Secure Bureau Submissions: We have… (52 words)
- [Release Notes | Nov 19, 2025](/content/developers-bloomcredit-io/changelog/release-notes-nov-19-2025/index.html): New releases, features, improvements, fixes, and more!
Improvements and Fixes
Data Access Improvements to Account Review process by adding bulk inserts Leverage auto response from bureaus to expedite credit pull returns Furnishing Improvements to reporting account sales to the bureaus (33 words)
- [Returns an organization](/content/developers-bloomcredit-io/reference/coreget-organization/index.html): Fetch an organization and its portfolios by organization ID (49 words)
- [BloomPlus API Partial Outage — Bloom Credit](/content/status-bloomcredit-io/incident/6a3ea8c41bd5c377f2706917/index.html): System is back to fully operational (56 words)
- [Data Access New Order Creation Outage — Bloom Credit](/content/status-bloomcredit-io/incident/69cf006cdb1a7da94e02627f/index.html): Connection issue was resolved. (46 words)
- [Get Subscription Consumers](/content/developers-bloomcredit-io/reference/data-accessget-subscription-consumers/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (81 words)
- [Patch Subscription Consumers](/content/developers-bloomcredit-io/reference/data-accesspatch-subscription-consumers/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (114 words)
- [Build a new subscription](/content/developers-bloomcredit-io/reference/data-accessnew-subscription/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (58 words)
- [From Onboarding to your first Credit Report](/content/developers-bloomcredit-io/docs/onboarding-to-first-credit-report/index.html): This document is a tutorial on using the Bloom API to fetch credit reports. It covers steps for authentication, creating consumers, ordering credit reports, and fetching full credit data reports. (1,810 words)
- [Create Consumers](/content/developers-bloomcredit-io/docs/create-your-first-consumer/index.html): Consumer
A consumer represents a single, unique, real-world human being. The information provided when creating a consumer allows Bloom to look for that consumer's credit information across bureaus.
Create a consumer
Once you have completed the API Authentication setup, you can start registering con… (671 words)
- [bloomcredit-io/bloom_credit_public_vpd_key-txt.html](/content/bloomcredit-io/bloom_credit_public_vpd_key-txt.html) (38 words)
- [Bring Your Own Token](/content/developers-bloomcredit-io/docs/bring-your-own-token/index.html): Enable easier enrollment for users by automatically linking their bank accounts. (1,563 words)
- [Furnish Accounts](/content/developers-bloomcredit-io/docs/furnishing-an-account/index.html): This page will help you get started with Bloom's Furnishment API. (1,256 words)
- [Getting Started](/content/developers-bloomcredit-io/docs/enablement-services-getting-started/index.html): About
This guide provides instructions to create a user in Bloom Enablement Services, and the steps necessary to import that user's tradelines for furnishing. Also included are instructions for closing a user's tradeline, and deleting a user.
TIP A postman collection can be provided upon request wit… (1,432 words)
- [Enablement Webhooks](/content/developers-bloomcredit-io/docs/enablement-webhooks/index.html): Introduction
Bloom enables Webhooks for you to get notified of specific Enablement Services events.
There are multiple event types you can integrate to your systems through simple HTTP Webhooks.
Event Types
Connection
Event Description connection.closed A connection has been closed by the user and w… (1,161 words)
- [Plaid Processor Tokens](/content/developers-bloomcredit-io/docs/plaid-processor-tokens/index.html): Getting Plaid Sandbox Processor Token
In order to create a plaid processor token you will need to follow 6 steps.
Create a plaid sandbox text user. Get your plaid credentials. Create a public link token. Exchange the public link token for an access token. Retrieve account id's associated with the ac… (1,001 words)
- [GraphQL API](/content/developers-bloomcredit-io/reference/data-accesspost-graphql/index.html): Will fetch credit data stored on Bloom's servers via the provided GQL query. Queries that read credit_data_order_by_pk and attribute fields together reference ORDER_ID (uuid!) and order_id (String!) in the query body. Declare each variable you reference, or declare only one — dagql injects the missi… (108 words)
- [Order Credit Data](/content/developers-bloomcredit-io/docs/ordering-credit-data/index.html): Retrieving Credit Data for Consumers from Bloom's Data Access API (711 words)
- [Returns an organization's portfolio](/content/developers-bloomcredit-io/reference/r0vul3yyl2nvcmuvb3jnyw5pemf0aw9ul3bvcnrmb2xpby86cg9ydgzvbglvx2lk.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (65 words)
- [Inquiries](/content/developers-bloomcredit-io/reference/inquiries/index.html): inquiries - object (46 words)
- [Get full credit report](/content/developers-bloomcredit-io/reference/data-accessget-order-full-report/index.html): Retrieves the full (processed/normalized) credit report for a specific order (77 words)
- [Bankruptcies](/content/developers-bloomcredit-io/reference/bankruptcies/index.html): bankruptcies - object (81 words)
- [Trust Center - Bloom Credit](/content/trust-bloomcredit-io/controls/index.html): Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API. (910 words)
- [Consumers](/content/developers-bloomcredit-io/reference/consumers/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (39 words)
- [Enablement Services Authentication](/content/developers-bloomcredit-io/docs/enablement-services-authentication/index.html): Authentication
Enablement Services supports multiple authentication scopes, depending on the level of access required. Organization scope allows for operations at an organization level, things like creating new users and authenticating users. User scope allows for operations on an individual user ba… (542 words)
- [API Authentication](/content/developers-bloomcredit-io/reference/authentication/index.html): Overview
All requests to the Bloom API require a valid Oauth2 Access Token to be present in the Authorization header. You can think of this Access Token like an API key, it is what grants you access to the API.
Bloom will provide you with two credentials:
(1) Client ID and (2) Client Secret
These tw… (557 words)
- [eBook Archives | Bloom Credit](/content/bloomcredit-io/resource-type/ebook/index.html) (17 words)
- [How to Drive Credit Improvement and Accelerate Loan Growth | Bloom Credit](/content/bloomcredit-io/resource/drive-credit-improvement-accelerate-loan-growth/index.html): Download the report to see how Bloom+ turns credit building into measurable lending growth. (232 words)
- [Migration Guide](/content/developers-bloomcredit-io/docs/migration-guide/index.html): Migration Guide: v2.0 to v2.1
This guide covers the changes required to migrate from data access version 2.0 to version 2.1.
Overview
v2.1 simplifies the API by consolidating portfolio_id and sku into a single credential_id . Your credential is pre-configured with the appropriate SKU and bureau sett… (511 words)
- [Webinar: The Future of Checking…Isn’t Checks | Bloom Credit](/content/bloomcredit-io/resource/webinar-future-of-checking/index.html): In this webinar, industry experts explore why traditional checking accounts are losing relevance with Gen Z and Millennials, and what financial institutions can do about it. (233 words)
- [Trust Center - Bloom Credit](/content/trust-bloomcredit-io/resources/index.html): Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API. (321 words)
- [Recapture deposits and younger consumers with embedded credit reporting](/content/bloomcredit-io/resource/cornerstone-webinar/index.html): Join us for this webinar with Ron Shevlin of Cornerstone Advisors and Christian Widhalm, CEO of Bloom Credit (296 words)
- [Consumers](/content/developers-bloomcredit-io/docs/consumers-1/index.html): Overview
The Consumer API allows you to manage account data, including creating, reading, updating, and deleting records for a specific consumer belonging to an organization. The Consumer Service is core to the Bloom Platform and is used across other features such as Data Access, MLA, and Furnishing… (770 words)
- [Delete Tradelines](/content/developers-bloomcredit-io/docs/delete-tradelines/index.html): Delete Tradeline Due to Fraud
When a tradeline has been deemed verified fraud, the deleteTradeline mutation should be used to remove the tradeline from a consumer's credit report.
About
This flow lets your organization remove a tradeline when it is determined to be fraudulent.
The deletion flow happ… (458 words)
- [Consumer Events](/content/developers-bloomcredit-io/docs/consumer-events/index.html): Bankruptcy
A bankruptcy filing is a public court record. Credit bureaus report:
Chapter type (Chapter 7, 11, 12, 13) Chapter 7 and 13 most common Filing Date Status (e.g., filed, reaffirmed, confirmed, discharged, dismissed) Disposition date (when applicable)
The chapter determines how long the bank… (579 words)
- [Model Scores](/content/developers-bloomcredit-io/docs/model-scores/index.html): Overview
Scores range from 300-850
FICO
Developed and owned by FICO Custom built for each bureau Requires at least 1 account older than 6 months, that has been reported within the prior 6 months Multiple inquiries in 45 day window treated as single inquiry if for the same type of credit product
Vant… (186 words)
- [Credit Data Orders](/content/developers-bloomcredit-io/docs/status-codes/index.html): Order Credit Data for Consumers using Bloom's Data Access API (571 words)
- [Importing Existing Consumers into Enablement Services](/content/developers-bloomcredit-io/docs/importing-existing-consumers-into-enablement-services.html): If you have used Bloom's core API before, you have likely created Consumers . These can be imported into enablement services with the ImportUser mutation.
Get the Bloom consumer identifier (UUID), the same one used in the core HTTP consumer endpoints . This user must have email address and phone num… (218 words)
- [GenZ and Millennials Want Credit for Bills They’re Already Paying](/content/bloomcredit-io/resource/cornerstone-credit-score-management-report/index.html): Download this report from Bloom Credit to unlock the $110 Billion credit building opportunity with GenZ and Millennials. (200 words)
- [Commercial Account Reporting](/content/developers-bloomcredit-io/docs/commercial-account-reporting/index.html): For businesses with credit products, reported to business bureaus. (289 words)
- [Querying Reports](/content/developers-bloomcredit-io/docs/querying-reports/index.html): Once an order is fulfilled, you may query it using Bloom Credit's GraphQL interface.
Queries
Query by order-id
Returns a Credit Data Order by ID.
query ($id: uuid!){ credit_data_order_by_pk(order_id: $id) { # order fields } }
Arguments
orderId - uuid! non-null
The ID of the order to return.
Posible … (320 words)
- [Consumer Business Account Reporting](/content/developers-bloomcredit-io/docs/consumer-business-account-reporting/index.html): For consumers with business credit products, reported to consumer bureaus. (274 words)
- [Release Notes | April 15th, 2025](/content/developers-bloomcredit-io/changelog/relese-notes-april-15th-2025/index.html): New releases, features, improvements, fixes, and more!
🚀 New Releases/Features
HTML response handling when Equifax did not respond
🐛 Improvements and Fixes
Return clear error when using a non US phone number for consumer creation and updates UI/UX and user messaging improvements in Bloom+ user enr… (48 words)
- [GraphQL API Reference](/content/developers-bloomcredit-io/docs/graphql-api/index.html): GraphQL API Reference
For an automatically generated API Reference, check out our auto-generated GraphQL Docs !
GraphQL Playground
To run queries and mutations against our sandbox environment, we have a GraphQL playground .
The playground includes an "explorer" tab (folder icon on the left) that all… (334 words)
- [Statement Data](/content/developers-bloomcredit-io/docs/statements-1/index.html): Statements
Statements are a snapshot of all activity on an account that occurs during a billing date. These periods are typically one month long for all credit products but may differ by issuer.
Statements are submitted for each account within a reporting cycle and the payments from the account hold… (495 words)
- [What is Enablement Services?](/content/developers-bloomcredit-io/docs/what-is-enablement-services/index.html): Overview
CPD Enablement Services is an API-driven solution that enables partner institutions to integrate directly with Bloom+ without the complexity of building and managing the underlying infrastructure. This API-driven solution allows you to integrate seamlessly with Bloom+ while maintaining full… (298 words)
- [Error Codes](/content/developers-bloomcredit-io/docs/error-codes/index.html): The error status codes are defined by the following regular expression:
For Client facing errors: ([0-9]{1})([0-9]{2})
ie:
"errors": [ { "status_code": 211, "title": "Associated relationship not found", "detail": "The provided ID is either invalid or was not found: 123456789abcdefg" } ]
Where 2 repr… (229 words)
- [Business Reporting](/content/developers-bloomcredit-io/docs/business-accounts/index.html): Reporting business accounts to both consumer and business bureaus. (231 words)
- [Recipes](/content/developers-bloomcredit-io/recipes/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (206 words)
- [Attributes](/content/developers-bloomcredit-io/docs/attributes/index.html): Overview
Attributes are calculated variables / characteristics based on the underlying credit report data that provide insight into a consumer's credit profile. There are two broad categories of attributes:
Standard
Standard attributes are calculated solely from the most recent data contained in the… (296 words)
- [Credit Data Concepts](/content/developers-bloomcredit-io/docs/credit-reports/index.html): Overview
Credit Reports are the foundation of consumer credit data. An individual's report contains various types of data including personal identifying information such as name, address, social security number, and date of birth. It also includes account information such as the type of credit accou… (166 words)
- [Changelog](/content/developers-bloomcredit-io/changelog/index.html): Bloom Credit's API for accessing credit data and reporting payment history to credit bureaus. (153 words)
- [Environments Overview](/content/developers-bloomcredit-io/docs/environments-1/index.html): Overview
Bloom offers two API environments, Sandbox and Production. These two environments are wholly separate from one another, each requiring its own set of access-credentials and hosted on a different domain.
Sandbox
The Sandbox API environment allows you to test, integrate, and develop against o… (331 words)
- [Indicators](/content/developers-bloomcredit-io/docs/indicators/index.html): Overview
Indicators are flags that indicate if a consumer falls into certain regulatory buckets that require special handling by users of credit data. Some indicators are returned -- when applicable -- for all orders, while other indicators must be explicitly ordered.
Available Indicators
MLA ( mla … (150 words)
- [Organizations](/content/developers-bloomcredit-io/docs/organizations/index.html): Overview
Bloom uses the terms Organizations and Partners to refer to prospects, customers, and even Bloom itself. To clarify the difference between these terms, refer to the definitions below.
Organizations
An organization is a company or entity that may have one or more consumers. This does not imp… (262 words)
- [Portfolios](/content/developers-bloomcredit-io/docs/portfolios/index.html): Overview
Portfolios are Bloom's solution for an organization handling different types of credits or businesses. This way, a single organization can have one or multiple portfolios for their different credit products (e.g., mortgages, credit cards, loans) or different business units managed under the… (65 words)
- [developers-bloomcredit-io/docs/index.html](/content/developers-bloomcredit-io/docs/index.html) (102 words)
- [Terms of Service | Bloom Credit](/content/bloomcredit-io/tos/index.html): Review Bloom Credit’s Terms of Service outlining user rights, responsibilities, and rules for accessing our platform and services. (4,213 words)
- [Request a Demo – Explore Bloom Credit Data Solutions](/content/bloomcredit-io/demo/index.html): See how Bloom Credit’s APIs and data tools power reporting, demos, and expert guidance to help you get the most from our platform. (1,062 words)
- [Batch Ordering](/content/developers-bloomcredit-io/docs/batch-ordering/index.html): Batch ordering allows Bloom's partners to pull credit data for multiple consumers at a time on some predefined cadence.
To get started with batch ordering for your use case, follow these steps:
1. Create a Subscription
In order to start batch ordering, you must first create a Subscription.
To create… (922 words)
- [Bloom Credit Privacy Policy | Data Protection Practices](/content/bloomcredit-io/privacy/index.html): Read Bloom Credit’s privacy policy outlining how we collect, use, store, and protect personal information across our services. (2,975 words)
- [Vulnerability Disclosure Program | Bloom Credit](/content/bloomcredit-io/vulnerability-disclosure-program/index.html): Learn how Bloom Credit partners with researchers to report, validate, and remediate vulnerabilities that protect customer data and systems. (1,606 words)
- [FAQs – Answers to Common Questions | Bloom Credit](/content/bloomcredit-io/faqs/index.html): Find answers to frequently asked questions about Bloom Credit’s products, services, and support. (1,830 words)
- [Bloom Credit Media Room | News & Press](/content/bloomcredit-io/company/media-room/index.html): Stay up to date with Bloom Credit announcements, press releases, and company news in one place. (65 words)
- [Recent News & Articles | Bloom Credit](/content/bloomcredit-io/company/news/index.html): Explore Bloom Credit’s latest articles, news, and insights on credit data, innovation, and financial technology. (71 words)
- [Property Management – Tenant Credit Tools | Bloom Credit](/content/bloomcredit-io/industries/property-management/index.html): Offer rent reporting and credit-building features that boost retention, simplify compliance, and create lasting financial value. (489 words)
- [How to Attest Different Tradeline Categories](/content/developers-bloomcredit-io/docs/attesting-to-tradelines-by-category/index.html): A tradeline can fall into multiple categories. For each applicable category, the following requirements must be met. The category can be determined by using the Me query, under tradelines > edges > node > category.
Rent
Primary Residence Confirmation - the rental property must be confirmed to be the… (274 words)
- [B2C Fintechs - Build Credit-Forward Products Bloom Credit](/content/bloomcredit-io/industries/b2c-fintechs/index.html): Launch credit products in weeks with real-time data, compliant furnishing, and dispute workflows that drive user growth. (605 words)
- [Banks – Grow Deposits and Lending Opportunities with Bloom Credit](/content/bloomcredit-io/industries/banks/index.html): Use real-time, inclusive credit data to expand approvals, build trust, and deliver modern banking experiences at scale. (513 words)
- [B2B Fintechs – Power Next-Gen Credit Platforms with Bloom Credit](/content/bloomcredit-io/industries/b2b-fintechs/index.html): Access multi-bureau data, furnish with accuracy, and scale compliant credit products that fuel smarter lending decisions. (590 words)
- [Bloom Credit Case Studies – Real Credit Innovation in Action](/content/bloomcredit-io/case-studies/index.html): Explore how leading financial institutions use Bloom Credit to expand access, improve lending, and deliver better credit outcomes. (22 words)
- [Resources | Bloom Credit](/content/bloomcredit-io/company/resources/index.html): Explore Bloom Credit’s latest articles, news, and insights on credit data, innovation, and financial technology. (294 words)
- [Credit Unions – Smarter Member Growth with Bloom Credit](/content/bloomcredit-io/industries/credit-unions/index.html): Empower members with fair credit access, real-time data, and compliant tools that strengthen trust and fuel sustainable growth. (602 words)
- [Webinar: Unlocking the Invisible Prime Borrower | Bloom Credit](/content/bloomcredit-io/resource/webinar-unlocking-the-invisible-prime-borrower/index.html): Join us for a deep dive into the "credit invisibility" crisis and an exploration of how we can evolve the financial ecosystem. (596 words)
- [Credit Builders – Inclusive Credit Growth with Bloom Credit](/content/bloomcredit-io/use-cases/credit-builders/index.html): Turn everyday payments into credit visibility with compliant reporting, inclusive data, and scalable infrastructure. (340 words)
- [Subscription Services – Smarter Growth | Bloom Credit](/content/bloomcredit-io/use-cases/subscription-services/index.html): Use inclusive, real-time credit data to reduce churn, manage risk, personalize offers, and improve subscriber retention. (289 words)
- [Non-Traditional Tradeline - Credit Data with Bloom Credit](/content/bloomcredit-io/use-cases/non-traditional-tradeline-reporting/index.html): Turn recurring payments into tradelines to expand credit access, reward responsible behavior, and strengthen underwriting. (301 words)
- [Consumer Lending – Better Lending Experiences with Bloom Credit](/content/bloomcredit-io/use-cases/consumer-lending/index.html): Access inclusive, validated credit data to approve more borrowers, reduce risk, and deliver modern, compliant lending journeys. (289 words)
- [Bloom+ Checking Accounts Into Growth Engines | Bloom Credit](/content/bloomcredit-io/products/bloom-plus/index.html): Turn everyday bill payments into credit-building power to grow deposits, expand lending, and increase lifetime loyalty. (440 words)
- [Reporting - Turn Renting Into Credit-Building | Bloom Credit](/content/bloomcredit-io/use-cases/rent-reporting/index.html): Expand credit access, build tenant loyalty, and strengthen retention with seamless, compliant rent reporting. (208 words)
- [Insights – Actionable Credit Intelligence with Bloom Credit](/content/bloomcredit-io/use-cases/insights/index.html): Transform credit data into real-time insights that improve approvals, predict risk, and unlock growth opportunities. (249 words)
- [Introduction to the API](/content/developers-bloomcredit-io/docs/getting-started-1/index.html): This page will help you get started with Bloom Credit. You'll be up and running in a jiffy! (102 words)
- [Debt Collection – Smarter Recovery Strategies with Bloom Credit](/content/bloomcredit-io/use-cases/debt-collection/index.html): Tap into accurate, real-time credit data to validate debts, improve repayment, and accelerate recovery with less friction. (222 words)
- [Join the Bloom Credit Newsletter](/content/bloomcredit-io/newsletter/index.html): Insights That Keep You Informed - Sign up to receive Bloom Credit’s latest news, resources, and thought leadership. (35 words)
- [Business Lending – Smarter Decisions at Scale with Bloom Credit](/content/bloomcredit-io/use-cases/business-lending/index.html): Use real-time, inclusive credit data to accelerate approvals, reduce risk, and expand lending opportunities for small businesses. (292 words)
- [Credit Dispute Management | Bloom Credit](/content/bloomcredit-io/products/credit-dispute-management/index.html): Simplify credit dispute resolution with pre-built compliance workflows, expert case management, and integrated bureau updates. (244 words)
- [Furnishment | Metro 2® Compliant Credit Reporting Infrastructure](/content/bloomcredit-io/products/furnishment/index.html): Accelerate credit data furnishment with 700+ validation checks, Metro 2 compliance, and fully managed reporting to all major bureaus. (269 words)
- [Credit Data Access | Real-Time, Multi-Bureau Credit Insights](/content/bloomcredit-io/products/credit-data-access/index.html): Unlock accurate, inclusive, real-time credit data with a single API to expand growth, reduce risk, and deliver better outcomes. (340 words)
- [Bloom Credit Wins 2026 FinTech Breakthrough Award for Banking Infrastructure Software of the Year | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-wins-2026-fintech-breakthrough-award-for-banking-infrastructure-software-of-the-year.html): Read this article "Bloom Credit Wins 2026 FinTech Breakthrough Award for Banking Infrastructure Software of the Year" from Bloom Credit (560 words, Mar 25, 2026)
- [Bloom Credit Wins “Banking Infrastructure Software of the Year” Award | Bloom Credit](/content/bloomcredit-io/blog/banking-infrastructure-software-award/index.html): This annual awards program highlights companies making significant progress in financial services through technology. (345 words, Mar 19, 2026)
- [Built In Honors Bloom Credit in Its Esteemed 2026 Best Places To Work Awards | Bloom Credit](/content/bloomcredit-io/press/built-in-honors-bloom-credit-in-its-esteemed-2026-best-places-to-work-awards.html): Bloom Credit named to Built In's 2026 Best Places to Work list for the second year. Learn how the financial data platform creates a remote-first culture focused on expanding credit access. (460 words, Jan 9, 2026)
- [2026 Predictions: Why Consumer Permissioned Data is the New Standard for Relevance | Bloom Credit](/content/bloomcredit-io/blog/2026-predictions-why-consumer-permissioned-data-is-the-new-standard-for-relevance.html): 5 predictions for 2026: how Consumer Permissioned Data will transform credit building, deposit accounts, and financial inclusion for Zillennials. (1,060 words, Jan 8, 2026)
- [The Credit Building Boom: Innovation or Score Manipulation? | Bloom Credit](/content/bloomcredit-io/press/credit-building-boom/index.html): Read this article "The Credit Building Boom: Innovation or Score Manipulation?" from Bloom Credit (1,817 words, Jan 8, 2026)
- [Extra Credit: A Financial Podcast- Episode 35, “Rewiring Credit Furnishment for a New Era” with Christian Widhalm | Bloom Credit](/content/bloomcredit-io/blog/extra-credit-financial-podcast-with-christian-widhalm.html): In this podcast, we discuss the U.S. credit reporting system, the opportunities it has, and its likely evolution. (2,542 words, Nov 5, 2025)
- [Suncoast eyes member credit growth with Bloom+ | Bloom Credit](/content/bloomcredit-io/press/suncoast-eyes-member-credit-growth-with-bloom/index.html): Members of the Suncoast Credit Union will soon be able to build credit through rent and utility payments with the help of Bloom Credit (657 words, Oct 23, 2025)
- [Bloom Credit Teams Up with Suncoast Credit Union to Help Members Build Credit Without Debt | Bloom Credit](/content/bloomcredit-io/press/suncoast-credit-union-selects-bloom-credit/index.html): Read this article "Bloom Credit Teams Up with Suncoast Credit Union to Help Members Build Credit Without Debt" from Bloom Credit (650 words, Oct 22, 2025)
- [The Credit-Building Potential of Checking Accounts| Bloom Credit](/content/bloomcredit-io/press/credit-building-potential-of-checking-accounts/index.html): A study by Cornerstone Advisors identifies $110 billion of potential deposits should banks infuse credit-building into checking accounts. (602 words, Oct 6, 2025)
- [GenZ and Millennials Value Credit for Bills | Bloom Credit](/content/bloomcredit-io/press/genz-and-millennials-report-most-valued-checking-account-service.html): Report finds that primary feature Millennial and GenZ bank customers want from their accounts is an ability to report regular bill payments (634 words, Sep 24, 2025)
- [The Money Awards Unveil Inaugural Finalists](/content/bloomcredit-io/press/the-money-awards-unveil-inaugural-finalists/index.html): Money20/20, the world’s leading fintech show, today announced Bloom Credit in the finalists for the first-ever Money Awards. (522 words, Sep 23, 2025)
- [Finalist for Money20/20 USA Banking Award | Bloom Credit](/content/bloomcredit-io/blog/bloom-credit-finalist-money2020-banking-award/index.html): Bloom Credit named a finalist for Money20/20’s Banking Award, which highlights groundbreaking technology that power the financial ecosystem (277 words, Sep 23, 2025)
- [Innovation - Credit, Debit Payments Solutions | Bloom Credit](/content/bloomcredit-io/press/cu-times-luminaries-finalists/index.html): Read this article "CU Times Luminaries Finalists: Product Innovation – Credit, Debit Payments Solutions" from Bloom Credit (174 words, Sep 19, 2025)
- [Rethinking Customer Value Through the Credit Data Lens](/content/bloomcredit-io/blog/rethinking-customer-value-through-the-credit-data-lens.html): Read this article "Rethinking Customer Value Through the Credit Data Lens" from Bloom Credit (1,005 words, Sep 14, 2025)
- [What If Credit Bureaus Were Built in 2025? | Bloom Credit](/content/bloomcredit-io/blog/what-if-credit-bureaus-were-built-in-2025/index.html): Read this article "What If Credit Bureaus Were Built in 2025?" from Bloom Credit (1,316 words, Jul 23, 2025)
- [How Gen Z is inspiring a reinvention of banking | Bloom Credit](/content/bloomcredit-io/press/how-gen-z-is-inspiring-a-reinvention-of-banking/index.html): Read this article "How Gen Z is inspiring a reinvention of banking" from Bloom Credit (1,498 words, May 20, 2025)
- [Navy Federal offers members a debt-free path | Bloom Credit](/content/bloomcredit-io/press/navy-federal-offers-members-a-debt-free-path-to-credit.html): Read this article "Navy Federal offers members a debt-free path to credit" from Bloom Credit (883 words, May 20, 2025)
- [Navy Federal Evolving Checking Experience | Bloom Credit](/content/bloomcredit-io/press/how-navy-federal-is-evolving-the-member-checking-experience.html): Read this article "How Navy Federal is Evolving the Member Checking Experience" from Bloom Credit (242 words, May 19, 2025)
- [Navy Federal Bloom Credit Consumer Services | Bloom Credit](/content/bloomcredit-io/press/navy-federal-chooses-bloom-credit-for-consumer-permissioned-data-services.html): Bloom Also Announces $10.5M Growth Investment Led by Crosslink Capital (407 words, Apr 23, 2025)
- [Navy Federal Credit Union New Checking Accts | Bloom Credit](/content/bloomcredit-io/press/navy-federal-credit-union-bloom/index.html): Read this article "Navy Federal Credit Union Reimagines Checking Accounts, Providing an All-in-One Banking Experience and New Innovative Features" from Bloom Credit (626 words, Apr 7, 2025)
- [New Chief Officer, Head Credit Union Solution | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-appoints-new-chief-product-officer-and-head-of-credit-union-solutions.html): Read this article "Bloom Credit Appoints New Chief Product Officer and Head of Credit Union Solutions" from Bloom Credit (495 words, Mar 27, 2025)
- [Bloom Credit's Infrastructure Solutions | Bloom Credit](/content/bloomcredit-io/case-studies/empowering-growth-bloom-credits-infrastructure-solutions.html): Read this article "Empowering Growth: Bloom Credit's Infrastructure Solutions" from Bloom Credit (587 words, Nov 15, 2024)
- [Karat's Experience with Bloom Credit | Bloom Credit](/content/bloomcredit-io/case-studies/simplifying-credit-reporting-karats-experience-with-bloom-credit.html): Read this article "Simplifying Credit Reporting: Karat's Experience with Bloom Credit" from Bloom Credit (329 words, Nov 15, 2024)
- [Streamlined Access to Financial Data | Bloom Credit](/content/bloomcredit-io/press/streamlined-access-to-financial-data-helps-lenders-expand-the-affordable-credit-marketplace.html): Read this article "Streamlined Access to Financial Data Helps Lenders Expand the Affordable Credit Marketplace" from Bloom Credit (1,364 words, Oct 30, 2024)
- [Strategic Partnership Announced with Taktile | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-announces-strategic-partnership-with-taktile.html): Read this article "Bloom Credit Announces Strategic Partnership with Taktile" from Bloom Credit (593 words, Oct 23, 2024)
- [Case for Future-Proofing Data Furnishment | Bloom Credit](/content/bloomcredit-io/blog/collaborative-standardization-the-case-for-future-proofing-data-furnishment.html): Read this article "Collaborative Standardization: The Case for Future-Proofing Data Furnishment" from Bloom Credit (1,421 words, Oct 22, 2024)
- [The Impact of Consumer-Permissioned Data | Bloom Credit](/content/bloomcredit-io/blog/the-impact-of-consumer-permissioned-data-on-financial-product-design.html): Read this article "The Impact of Consumer-Permissioned Data on Financial Product Design" from Bloom Credit (1,135 words, Sep 30, 2024)
- [Young Adults Redefining Credit Lending Norms | Bloom Credit](/content/bloomcredit-io/blog/the-credit-catch-22-how-young-adults-are-redefining-credit-and-lending-norms.html): Read this article "The Credit Catch-22: How Young Adults are Redefining Credit and Lending Norms" from Bloom Credit (1,379 words, Sep 17, 2024)
- [BNPL on the credit data reporting problem | Bloom Credit](/content/bloomcredit-io/press/bnpl-shines-a-light-on-the-credit-data-reporting-problem.html): Read this article "BNPL shines a light on the credit data reporting problem" from Bloom Credit (792 words, Sep 10, 2024)
- [Credit Union’s Playbook Inclusivity & Growth | Bloom Credit](/content/bloomcredit-io/blog/the-credit-unions-playbook-for-financial-inclusivity-and-sustainable-growth.html): Read this article "The Credit Union’s Playbook for Financial Inclusivity and Sustainable Growth" from Bloom Credit (1,050 words, Sep 3, 2024)
- [Bloom+ Wins Tearsheet’s 2024 Data Innovation Award | Bloom Credit](/content/bloomcredit-io/press/bloom-wins-tearsheets-2024-data-innovation-award/index.html): Read this article "Bloom+ Wins Tearsheet’s 2024 Data Innovation Award" from Bloom Credit (392 words, Aug 22, 2024)
- [Uses Alternative Data to Boost Credit Profiles | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-uses-alternative-data-to-boost-credit-profiles.html): Read this article "Bloom Credit Uses Alternative Data to Boost Credit Profiles" from Bloom Credit (1,231 words, Aug 21, 2024)
- [Bloom+ with Inspire Federal Credit | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-launches-consumer-permissioned-data-service-bloom.html): Read this article "Bloom Credit Launches Consumer Permissioned Data Service Bloom+ with Inspire Federal Credit Union As Its First Client" from Bloom Credit (749 words, Aug 19, 2024)
- [Regearing Reporting Addressing BNPL Wrench | Bloom Credit](/content/bloomcredit-io/blog/regearing-credit-reporting-and-addressing-the-bnpl-wrench.html): Read this article "Regearing Credit Reporting and Addressing the BNPL Wrench" from Bloom Credit (986 words, Jul 30, 2024)
- [Ava Streamlining Reporting for Growth | Bloom Credit](/content/bloomcredit-io/case-studies/bloom-credit-ava-streamlining-reporting-for-growth/index.html): Read this article "Bloom Credit: Ava Streamlining Reporting for Growth" from Bloom Credit (463 words, Jul 26, 2024)
- [Empowering Modern Debt Recovery Data Solution | Bloom Credit](/content/bloomcredit-io/case-studies/empowering-modern-debt-recovery-with-data-solutions-a-case-study.html): Read this article "Empowering Modern Debt Recovery with Data Solutions: A Case Study" from Bloom Credit (599 words, Jul 26, 2024)
- [BankThink Consumer-permissioned data | Bloom Credit](/content/bloomcredit-io/press/bankthink-consumer-permissioned-data-could-be-a-game-changer-for-borrowers.html): Read this article "BankThink Consumer-permissioned data could be a game-changer for borrowers" from Bloom Credit (160 words, Jul 19, 2024)
- [Lenders Use Data Responding to Market Changes | Bloom Credit](/content/bloomcredit-io/blog/navigating-economic-uncertainty-how-lenders-use-data-to-respond-to-rapid-market-changes.html): Read this article "Navigating Economic Uncertainty: How Lenders Use Data to Respond to Rapid Market Changes" from Bloom Credit (1,302 words, Jul 2, 2024)
- [Bloom+ Wins Best in Show at Finovate | Bloom Credit](/content/bloomcredit-io/blog/bloom-wins-best-in-show-at-finovate-for-revolutionizing-credit-access.html): Read this article "Bloom+ Wins Best in Show at Finovate for Revolutionizing Credit Access" from Bloom Credit (664 words, Jun 24, 2024)
- [Finovate Podcast Bloom Credit and Kobalt Labs | Bloom Credit](/content/bloomcredit-io/press/the-finovate-podcast-best-of-show-conversations-with-bloom-credit-and-kobalt-labs.html): Read this article "The Finovate Podcast: Best of Show Conversations with Bloom Credit and Kobalt Labs" from Bloom Credit (347 words, Jun 24, 2024)
- [The API Unlocking Financial Inclusion | Bloom Credit](/content/bloomcredit-io/blog/the-api-unlocking-financial-inclusion-in-credit-and-lending.html): Read this article "The API Unlocking Financial Inclusion in Credit and Lending" from Bloom Credit (1,423 words, Jun 18, 2024)
- [Bloom Credit Best of Show FinovateSpring 2024 | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-recognized-as-best-of-show-at-finovatespring-2024.html): Read this article "Bloom Credit Recognized as Best of Show at FinovateSpring 2024" from Bloom Credit (501 words, Jun 13, 2024)
- [FinovateSpring 2024 / Bloom Credit | Bloom Credit](/content/bloomcredit-io/press/finovatespring-2024-bloom-credit/index.html): Read this article "FinovateSpring 2024 / Bloom Credit" from Bloom Credit (836 words, Jun 11, 2024)
- [Finnovate Podcast - EP 217 | Bloom Credit](/content/bloomcredit-io/blog/finnovate-podcast-ep-217/index.html): Read this article "Finnovate Podcast - EP 217" from Bloom Credit (182 words, Jun 6, 2024)
- [Solving the Consumer-Permissioned Data Puzzle | Bloom Credit](/content/bloomcredit-io/blog/solving-the-consumer-permissioned-data-puzzle/index.html): Read this article "Solving the Consumer-Permissioned Data Puzzle" from Bloom Credit (1,794 words, May 29, 2024)
- [Why the Next Lending Boom Will Be Consumer Driven | Bloom Credit](/content/bloomcredit-io/blog/why-the-next-lending-boom-will-be-consumer-driven/index.html): Read this article "Why the Next Lending Boom Will Be Consumer Driven" from Bloom Credit (1,105 words, May 21, 2024)
- [A Story of Modern Credit Data Furnishment | Bloom Credit](/content/bloomcredit-io/blog/to-report-or-not-to-report-a-story-of-modern-credit-data-furnishment.html): Read this article "To Report or Not to Report: A Story of Modern Credit Data Furnishment" from Bloom Credit (1,405 words, May 14, 2024)
- [Tech Helping Lenders Close 100 Million Gap | Bloom Credit](/content/bloomcredit-io/blog/the-tech-helping-lenders-close-the-100-million-consumer-market-gap.html): Read this article "The Tech Helping Lenders Close the 100 Million Consumer Market Gap" from Bloom Credit (1,299 words, May 2, 2024)
- [Bloom Credit Help Grow Member Credit Profiles | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-wants-to-help-grow-member-credit-profiles.html): Read this article "Bloom Credit Wants to Help Grow Member Credit Profiles" from Bloom Credit (1,411 words, Apr 11, 2024)
- [Modernizing the Credit Data Industry | Bloom Credit](/content/bloomcredit-io/blog/modernizing-the-credit-data-industry/index.html): Read this article "Modernizing the Credit Data Industry" from Bloom Credit (272 words, Feb 15, 2024)
- [Bloom Credit Credit Reporting Service | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-launches-credit-reporting-service-for-rental-payment-data.html): Read this article "Bloom Credit Launches Credit Reporting Service for Rental Payment Data" from Bloom Credit (487 words, Nov 1, 2023)
- [Guide to Handling Credit Disputes | Bloom Credit](/content/bloomcredit-io/blog/fulfilling-consumer-rights-a-comprehensive-guide-to-handling-credit-disputes-under-the-fcra.html): Read this article "Fulfilling Consumer Rights: A Comprehensive Guide to Handling Credit Disputes under the FCRA" from Bloom Credit (700 words, Aug 28, 2023)
- [Better Data, Credit Scores, and Opportunities | Bloom Credit](/content/bloomcredit-io/press/better-data-better-credit-scores-and-better-opportunities.html): Read this article "Better Data, Better Credit Scores, and Better Opportunities" from Bloom Credit (425 words, Aug 21, 2023)
- [Power of Reporting Rental Payments | Bloom Credit](/content/bloomcredit-io/blog/elevating-credit-scores-the-power-of-reporting-rental-payments-to-major-credit-bureaus.html): Read this article "Elevating Credit Scores: The Power of Reporting Rental Payments to Major Credit Bureaus" from Bloom Credit (558 words, Jul 12, 2023)
- [Consumers Demand To See Payment History | Bloom Credit](/content/bloomcredit-io/blog/consumers-demand-to-see-payment-history/index.html): Read this article "Consumers Demand To See Payment History" from Bloom Credit (595 words, May 15, 2023)
- [Subscriptions Benefit from Review Inquiries | Bloom Credit](/content/bloomcredit-io/blog/how-subscription-businesses-can-benefit-from-regular-account-review-inquiries.html): Read this article "How Subscription Businesses Can Benefit from Regular Account Review Inquiries" from Bloom Credit (538 words, Apr 20, 2023)
- [Christian Widhalm Interview on Money Legos Podcast | Bloom Credit](/content/bloomcredit-io/press/christian-widhalm-interview-on-money-legos-podcast/index.html): Read this article "Christian Widhalm Interview on Money Legos Podcast" from Bloom Credit (139 words, Apr 14, 2023)
- [Payment Data Helps Both Consumers and Lenders | Bloom Credit](/content/bloomcredit-io/blog/how-furnishing-payment-data-helps-both-consumers-and-lenders.html): Read this article "How Furnishing Payment Data Helps Both Consumers and Lenders" from Bloom Credit (565 words, Feb 21, 2023)
- [Bloom Credit Offers Near Real-Time Reporting | Bloom Credit](/content/bloomcredit-io/blog/say-goodbye-to-30-day-delays-bloom-credit-offers-near-real-time-credit-reporting-to-all-three-bureaus.html): Read this article "Say Goodbye to 30-Day Delays: Bloom Credit Offers Near Real-Time Credit Reporting to All Three Bureaus" from Bloom Credit (406 words, Feb 7, 2023)
- [It Pays to Work with Experts for Compliance | Bloom Credit](/content/bloomcredit-io/blog/why-it-pays-to-work-with-experts-for-credit-data-compliance.html): Read this article "Why it Pays to Work with Experts for (Credit Data) Compliance" from Bloom Credit (534 words, Jan 27, 2023)
- [The Credit Data Canon | Bloom Credit](/content/bloomcredit-io/blog/the-credit-data-canon/index.html): Read this article "The Credit Data Canon" from Bloom Credit (848 words, Jan 27, 2023)
- [Lenders Prep the Balance Sheet - a Downturn | Bloom Credit](/content/bloomcredit-io/blog/how-lenders-can-and-should-prep-the-balance-sheet-for-a-downturn.html): Read this article "How Lenders Can (and Should) Prep the Balance Sheet for a Downturn" from Bloom Credit (531 words, Jan 27, 2023)
- [Don’t Go It Alone when Working with Credit Bureaus | Bloom Credit](/content/bloomcredit-io/blog/dont-go-it-alone-when-working-with-credit-bureaus/index.html): Read this article "Don’t Go It Alone when Working with Credit Bureaus" from Bloom Credit (454 words, Jan 20, 2023)
- [Make the Switch to JSON Credit Reports | Bloom Credit](/content/bloomcredit-io/blog/make-the-switch-to-json-credit-reports/index.html): Read this article "Make the Switch to JSON Credit Reports" from Bloom Credit (585 words, Dec 15, 2022)
- [Why It Pays to Work with a Metro 2® Expert | Bloom Credit](/content/bloomcredit-io/blog/why-it-pays-to-work-with-a-metro-2-expert/index.html): Read this article "Why It Pays to Work with a Metro 2® Expert" from Bloom Credit (580 words, Nov 14, 2022)
- [Are You Credit Bureau Ready? | Bloom Credit](/content/bloomcredit-io/blog/are-you-credit-bureau-ready/index.html): Read this article "Are You Credit Bureau Ready?" from Bloom Credit (915 words, Oct 25, 2022)
- [Bond Launches Life-Changing Credit Product | Bloom Credit](/content/bloomcredit-io/press/bond-launches-life-changing-embedded-credit-product.html): Read this article "Bond Launches Life-Changing Embedded Credit Product" from Bloom Credit (900 words, Oct 5, 2022)
- [Neobanks to Expand Beyond Deposit Products | Bloom Credit](/content/bloomcredit-io/blog/its-time-for-neobanks-to-expand-beyond-deposit-products.html): Read this article "It's Time for Neobanks to Expand Beyond Deposit Products" from Bloom Credit (1,071 words, Oct 3, 2022)
- [Bloom Cyber Security Summary | Bloom Credit](/content/bloomcredit-io/perspective/bloom-cyber-security-summary/index.html): Read this article "Bloom Cyber Security Summary" from Bloom Credit (663 words, Sep 28, 2022)
- [Business Operations Under FCRA Requirements? | Bloom Credit](/content/bloomcredit-io/blog/does-your-business-operations-fall-under-fcra-requirements.html): Read this article "Does Your Business Operations Fall Under FCRA Requirements?" from Bloom Credit (946 words, Sep 28, 2022)
- [Bloom Credit Consumer Credit Dispute Mgmt | Bloom Credit](/content/bloomcredit-io/press/consumer-credit-dispute-management/index.html): Read this article "Bloom Credit Adds Consumer Credit Dispute Management to the "Furnish By Bloom Credit™" Product Suite" from Bloom Credit (527 words, Aug 15, 2022)
- [Bloom Credit Automated All 3 Credit Bureaus | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-launches-automated-furnishment-to-all-three-credit-bureaus.html): Read this article "Bloom Credit Launches Automated Furnishment to All Three Credit Bureaus" from Bloom Credit (504 words, Aug 15, 2022)
- [My First 100 Days as Bloom's CTO | Bloom Credit](/content/bloomcredit-io/blog/my-first-100-days-as-blooms-cto/index.html): Read this article "My First 100 Days as Bloom's CTO" from Bloom Credit (711 words, Aug 9, 2022)
- [What Best in Class DX Looks Like | Bloom Credit](/content/bloomcredit-io/perspective/what-best-in-class-dx-looks-like/index.html): Read this article "What Best in Class DX Looks Like" from Bloom Credit (656 words, Aug 9, 2022)
- [Legality of sharing info with Credit Bureaus | Bloom Credit](/content/bloomcredit-io/press/know-about-the-lenders-data-share-rules/index.html): Read this article "Lenders aren't legally bound to share your data with the credit bureaus. Here's what to know about the rules" from Bloom Credit (1,312 words, Jun 22, 2022)
- [Bloom Credit Names Mike Esler as CTO | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-names-mike-esler-as-cto/index.html): Read this article "Bloom Credit Names Mike Esler as CTO" from Bloom Credit (505 words, Apr 19, 2022)
- [Matt Keleshian SVP, Head of Operations | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-names-matt-keleshian-as-svp-head-of-operations.html): Read this article "Bloom Credit Names Matt Keleshian as SVP, Head of Operations" from Bloom Credit (531 words, Apr 12, 2022)
- [Bloom Credit New Clients ALTRO, Eve Financial | Bloom Credit](/content/bloomcredit-io/press/new-clients-altro-eve-financial-upwardli/index.html): Read this article "Bloom Credit Adds New Clients ALTRO, Eve Financial, Upwardli, and Many Others to Help Accelerate the Launch of New Credit Products" from Bloom Credit (393 words, Apr 4, 2022)
- [Why I Joined Bloom | Bloom Credit](/content/bloomcredit-io/blog/why-i-joined-bloom/index.html): Read this article "Why I Joined Bloom" from Bloom Credit (158 words, Jul 8, 2021)
- [Bloom Credit Names Christian Widhalm New CEO | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-names-former-lendkey-cro-christian-widhalm-as-new-ceo.html): Read this article "Bloom Credit Names Former LendKey CRO Christian Widhalm as New CEO" from Bloom Credit (514 words, Jul 7, 2021)
- [Bloom Credit Raises $13 Million In New Funding | Bloom Credit](/content/bloomcredit-io/press/bloom-credit-raises-13-million-in-new-funding/index.html): Read this article "Bloom Credit Raises $13 Million In New Funding" from Bloom Credit (503 words, Oct 8, 2020)

## About Pages

- [About Bloom Credit – Building the Future of Inclusive Credit](/content/bloomcredit-io/company/about/index.html): Bloom Credit powers modern credit infrastructure with inclusive, consumer-permissioned data that drives smarter decisions and outcomes. (1,004 words)
- [Contact Bloom Credit – Connect With Our Team of Credit Experts](/content/bloomcredit-io/company/contact/index.html): Reach out to Bloom Credit for product questions or support. Our experts are ready to respond quickly and provide guidance. (172 words)

## Resources

- [Full Page Index](/index.html): Browse all cached pages with rich metadata
- [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines
- [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery
- [Robots.txt](/robots.txt): Crawler directives